14 carriers One advisor, every quote side by side

Protect the life you’ve built, all in one place

Home, car, life and business insurance from an independent agency that compares the market for you, then stays in your corner when it’s time to claim.

What would you like to cover?
Covantis clientCovantis clientCovantis clientCovantis client
★★★★★ 4.9/5 from 2,300+ client reviews
Three generations of a happy family standing together in a garden
CovantisActive
Home policy
HO-3 · 4821 0093 17
InsuredMaya & Leon Ortiz
RenewsMar 12, 2027
Dwelling $420kLiability $300k
Claim paidin 3 days, no stress
Saved$487a year on average

We compare quotes from 14 trusted carriers

Alderwick MutualBrightpeak AssuranceOakhaven LifeMeridale CasualtyTallowbrook GeneralCorvane ReSilverfen InsuranceLakemont Indemnity
Coverage

Insurance for everything you care about

Mix and match policies, then bundle them for a lower price and a single renewal date.

All coverage

Auto insurance

Liability, collision and comprehensive with roadside help and a rental car while yours is fixed.

from $62/mo

Home insurance

Dwelling, belongings and liability cover, plus temporary housing if you can’t stay at home.

from $48/mo

Life insurance

Term and whole life policies that keep your family’s plans on track, whatever happens.

from $19/mo

Health plans

Individual and family plans with check-ups, prescriptions and specialists in one network.

from $184/mo

Business insurance

General liability, property, cyber and workers’ comp, bundled into one simple program.

from $96/mo

Renters insurance

Your belongings and personal liability covered for about the price of two coffees a month.

from $12/mo
Advisor holding a small model house over a desk
14 carrierscompared for every quote
Why an independent agency

One advisor. Every option.

Direct insurers can only sell you their own policy. We shop the market, explain the differences and help you pick, at no extra cost.

Unbiased comparisons

Side-by-side quotes from 14 carriers, not one.

Plain-English advice

We translate deductibles, limits and exclusions.

Claims in your corner

A named advocate who talks to the adjuster for you.

Yearly check-up

We re-shop your renewal so loyalty never costs you.

14
Carriers compared
38
States licensed
9 days
Average claim payout
27k+
Households protected
Premium calculator

What would cover cost you?

Move the sliders to see how age, cover amount and deductible shape a monthly premium.

  • Compare three coverage levels in seconds
  • No personal details needed to explore
  • Save your numbers and send them to an advisor
1880
$50k$2M
$250$5,000
Estimated premium$0/mo$0 per year
  • Base rate
  • Age factor
  • Cover amount
  • Deductible saving
Turn this into a real quote

Illustrative demo figures only, not a real quote or offer of insurance.

Plans

Pick the level of peace of mind

Three home coverage levels, compared honestly. Switch to yearly billing to save 20%.

Illustrative demo prices only. Final price depends on your details and carrier.

Compare plansSwipe to see all plansBasic$38/moEssentials for renters and starter homesChoose BasicMost popularPlus$64/moThe sweet spot for most householdsChoose PlusPremier$96/moFull replacement and white-glove claimsChoose Premier
Liability protection$100k$1M
Personal propertyActual cash valueReplacement cost
Temporary housing2 weeks24 months
Water backupNot includedIncluded
Roadside & lockout helpNot includedIncluded
Identity theft recoveryNot includedIncluded
Accident forgivenessNot includedIncluded
Dedicated claims advocateNot includedIncluded
24/7 claims lineIncludedIncluded
Claims

Know exactly where your claim stands

Every claim gets a live tracker and a real human advocate. No hold music, no guessing.

  • 24/7 claims line and online filing
  • Updates by text at every step
  • Most claims paid in under 10 days
Visit the claims center
Claim referenceCV-24-08817
In progress
Auto · rear-end collision 2021 Mazda CX-5 Advocate: Hannah Lowell
  1. Submitted

    Claim filed online with 6 photos and supporting documents.

  2. Reviewed

    The adjuster inspected the damage and approved the repair estimate.

  3. Approved

    Covered under your policy. Deductible of $500 applied.

  4. Paid

    $3,180 paid to the repair shop by direct deposit.

Preview a stage
How it works

Covered in three easy steps

  1. 1

    Tell us what matters

    Answer a few questions online or on a 15-minute call with an advisor.

  2. 2

    Compare real quotes

    We line up prices and coverage from our carriers, side by side.

  3. 3

    Get covered today

    Sign online and your digital policy card lands in your inbox.

Your advisors

Real people, fully licensed

Meet the team
Marcus Delacroix Licensed

Marcus Delacroix

Senior advisor · Auto & home

  • Auto
  • Home
  • Bundles
Book a call
Elena Vasquez-Moor Licensed

Elena Vasquez-Moor

Life & health advisor

  • Life
  • Family health
Book a call
Tobias Renner Licensed

Tobias Renner

Commercial broker

  • Liability
  • Cyber
Book a call
Hannah Lowell Licensed

Hannah Lowell

Claims advocate

  • Claims
  • Property
Book a call
Reviews

Clients who sleep better

★★★★★ Verified client
“Marcus bundled our house and two cars and cut $61 a month off what we were paying. Then he actually explained what we’d bought.”
Priya & Dev Raman
Priya & Dev RamanHome + auto bundle
★★★★★ Verified client
“A tree came through the garage roof in March. Hannah handled the adjuster, the photos and the paperwork. We were paid in nine days.”
Oliver Brennan
Oliver BrennanHome claim · paid in 9 days
★★★★★ Verified client
“First car, first policy. The quote took four minutes and nobody tried to upsell me anything I didn’t need.”
Jade Morrow
Jade MorrowAuto · new driver
FAQ

Questions, answered

Still unsure? Our advisors love a good question.

Ask an advisor

We’re an independent agency. We don’t write policies ourselves; we compare 14 carriers, recommend the best fit and look after your policy and claims for as long as you’re with us.

No. Carriers pay us a commission that’s already built into the price, so you pay the same premium you’d pay going direct, plus you get an advisor.

Most auto, home and renters policies can start the same day. Life and health plans may need a short health questionnaire or exam first.

Yes, and it usually saves 10–25%. Home + auto is the classic bundle, but we can also combine renters, umbrella and life cover.

You call our claims line or file online. A named claims advocate talks to the carrier for you and keeps you updated at every step in your claim tracker.

Ready for insurance that makes sense?

Get a free, no-pressure quote in about four minutes, or book a call with an advisor.

  • Free, no-obligation quotes
  • Licensed advisors, no call centres
  • Claims advocate on your side