General liability
Third-party injury and property damage claims.
Commercial insurance brokerage
Risk is your business. Covering it is ours.
We design, place and service commercial insurance programs for growing companies, from 5-person studios to 500-person manufacturers, with 30+ carriers at the table.
- Premium placed
- $86M
- Client retention
- 96%
- Carriers
- 30+
Commercial programBrightline Robotics Inc.
All lines active- Commercial propertyAlderwick Mutual$4.2M
- General liabilityMeridale Casualty$2M / $4M
- Cyber & data breachCorvane Re$3M
- Directors & officersBrightpeak Assurance$5M
- Workers’ compensationTallowbrook GeneralStatutory
Annual premium$148,200
−18% at renewalRenewalFeb 1, 2027
COI issuedin 4 minutes, 24/7
Placing programs with 30+ admitted and specialty carriers
Alderwick MutualBrightpeak AssuranceOakhaven LifeMeridale CasualtyTallowbrook GeneralCorvane ReSilverfen InsuranceLakemont Indemnity
Industries
Specialists in your kind of risk
Every industry has its own exposures. Our brokers each focus on a few, so you’re never explaining your business from scratch.
Technology & SaaS
Cyber liability, tech E&O and D&O for founders answering to investors.
- Cyber & breach response
- Tech errors & omissions
- D&O for funded startups
- Employment practices
Construction
Contractor liability, builder’s risk, equipment and workers’ comp for crews of every size.
- General & excess liability
- Builder’s risk
- Contractor equipment
- Workers’ comp & bonds
Hospitality
Property, liquor liability and business interruption for restaurants, cafés and hotels.
- Liquor liability
- Food spoilage
- Business interruption
- Hired & non-owned auto
Healthcare
Medical malpractice, HIPAA cyber cover and property for clinics and practices.
- Medical malpractice
- HIPAA cyber cover
- Practice property
- Abuse & molestation
Retail & e-commerce
Product liability, stock, cyber and cargo for shops and online brands.
- Product liability
- Inventory & stock
- Cargo & transit
- Cyber & payment fraud
Lines of coverage
One broker. Every line of cover.
Commercial property
Buildings, equipment, stock and signage.
Cyber liability
Breach response, ransomware and data restoration.
Workers’ comp
Medical costs and lost wages for your team.
D&O and E&O
Protects leaders and professional advice.
Commercial auto
Company cars, vans and fleets of any size.
Umbrella / excess
Extra limits on top of your core policies.
Group benefits
Health, dental and life cover for employees.
Our process
A broker process built for busy teams
- 1
Risk review
We map your operations, contracts and loss history in one working session.
- 2
Market your program
We take a clean submission to 30+ carriers and negotiate terms.
- 3
Place & certify
Bind coverage and issue certificates to clients and landlords within hours.
- 4
Service & claims
Mid-year reviews, renewals and an advocate for every claim.
86M
Premium placed yearly
96%
Client retention
1200+
Businesses covered
30+
Carrier partners
Case studies
Results our clients can measure
Series B robotics startup
Brightline Robotics
Rebuilt a patchwork of five policies into one tech program with $3M cyber cover.
−18%premium at renewal
Commercial contractor, 40 staff
Whitfield Build Co.
Restructured workers’ comp and added builder’s risk for a $12M school project.
$212kclaims recovered
7 restaurants & a boutique hotel
Saltmarsh Hospitality
Placed liquor liability and business interruption after a carrier exited the market.
11 daysto full placement
Claims advocacy
When something goes wrong, we step in
Your broker doesn’t disappear after renewal. We document the loss, push the carrier and track every step with you.
- Dedicated commercial claims advocate
- Coverage position reviewed before you file
- Weekly status updates until it’s paid
Claim referenceCV-CL-55102
In progress- Submitted
Claim filed online with 6 photos and supporting documents.
- Reviewed
The adjuster inspected the damage and approved the repair estimate.
- Approved
Covered under your policy. Deductible of $500 applied.
- Paid
$3,180 paid to the repair shop by direct deposit.
Preview a stage
Client voices
Trusted by operators
★★★★★ Verified client
“We compared six commercial quotes in one meeting. Our cyber and liability renewal came in 18% lower.”
Arjun MehtaCOO, Brightline Robotics
★★★★★ Verified client
“Our crew grew from 12 to 40. Samir restructured workers’ comp so we’re properly covered and still on budget.”
Dana WhitfieldOwner, Whitfield Build Co.
★★★★★ Verified client
“A tree came through the garage roof in March. Hannah handled the adjuster, the photos and the paperwork. We were paid in nine days.”
Oliver BrennanHome claim · paid in 9 days
Let’s stress-test your coverage
Book a free 30-minute risk review. We’ll spot gaps, overlaps and savings before your next renewal.
- Free, no-obligation quotes
- Licensed advisors, no call centres
- Claims advocate on your side